Kitchen Remodels

Bathroom Conversions

HOA Special Assessments

Let us help you finance your home remodel/repair projects or HOA special assessments

APPLY FOR FINANCING


Finalizing your plans to upgrade, remodel or make major repairs to your home or condo comes down to finances for most homeowners. Why not get want your truly want rather than settling for something less.  Rescom provides you with the financial planning tool to do just that. Increase your planning options by using our free, no obligation loan search platform.

We utilize a unique program called Stairway lending. It is a loan competition software platform where dozens of different lenders compete for your business. This competition benefits you because participating lenders realize that they have to submit their best offer first or risk losing their ability to provide you with a loan. It is a very refreshing way to obtain financing because you are in the driver’s seat.

Lenders also understand that time is of the essence, so you will receive multiple offers within as little as 30 seconds of submitting your application. Applying is confidential, secure, and does not constitute a commitment of any kind. To complete an application, answer 9 simple questions, taking less than a minute and click submit. If at any time you decide to terminate the application process you may do so with no obligation. Submitting an application does not impact your credit score or appear on your credit report, so there are absolutely no negative consequences for researching your buying power and possible loan terms online through our Rescom/Stairway Program.

After you have received all of the offers, simply decide which one has the best terms for you. All loans are unsecured, signature only loans, so NO collateral is required. (No real estate liens!). Funds are deposited directly into your bank account the next day and you pay Rescom by check when funds are due.  If for some reason you don’t like any of the offers provided, you are not obligated to accept any of them.

If you still have questions about our financing program, refer to the FAQ below, or feel free to contact us via phone or email.

Financing FAQ

Is the application process complicated?

No, the application process consists of 9 questions.

How long does the application process take?

Typically, the application process takes less than a minute.

How soon will I hear back on the status of my application?

Most applicants receive multiple offers within as little as 30 seconds.

What if I don’t like any of the offers I receive?

You are under no obligation to accept any offer presented to you and simply log off.

Are there any hidden fees, taxes, or surcharges?

There are no application fees or loan origination fees, and there are no prepayment penalties. There are no fees or costs for using our platform.

Will submitting an application hurt my credit score?

No, submitting an application will not show up on your credit report or impact your credit score.

What if I start the process and decide I don’t want to complete it?

You may terminate the application process at any time with no obligation.

What type of financial service is this, exactly?

It is a no-collateral, signature-only, competitive consumer loan origination portal.

What is competitive lending?

Competitive lending is when multiple lenders strive to earn your business.

How many lenders participate in this program?

Dozens of  lenders compete online to offer you a personal loan.

How much financing can I request?

Typically, loans range from $500 to $100,000.

How is the money handled once I accept an offer?

Funds are electronically transferred directly to your bank account.

When do I get the money?

Funds are transferred same or next day.

What loan terms are offered?

That depends on which offer you choose, but most offers provide 6, 12, 24, 36, 48, 60, 72 or 84 month terms.

What are the interest rates on a loan?

Loans offer competitive APR (2.5% to 34%) based on your FICO score and annual income.

Are there any monthly or annual fees associated with financing?

No, there are no loan fees other than the contracted interest rate

What if I want to pay my loan off early?

There are no pre-payment penalties.

Will my monthly payment fluctuate?

No, each loan offers extended terms and fixed payments.

How do I choose an offer?

Simply accept the offer that best meets your budget.

APPLY FOR FINANCING